Chiropractic Care and Insurance: How It Works at Scriven Chiropractic

At Scriven Chiropractic, we believe in making high-quality chiropractic care straightforward and accessible. While we are a cash-based practice, we provide superbills for patients with PPO insurance plans who may be eligible for reimbursement. Our goal is to help you prioritize your health without the limitations of insurance networks.

How Payment Works at Scriven Chiropractic

We operate as a cash practice, meaning payment is due at the time of service. This allows us to focus on providing personalized, patient-centered care without the restrictions or delays often associated with insurance billing. We accept cash, credit, debit, HSA, and FSA payments, making it easy to invest in your health.

Using Insurance for Chiropractic Care

If you have an HMO insurance plan, it's important to know that most HMOs do not offer out-of-network benefits. This means they will not reimburse you for visits to chiropractors who are not in their approved network. Examples of common HMOs that typically do not cover out-of-network chiropractic care include Kaiser Permanente, Health Net HMO, and Blue Shield HMO. If you have an HMO plan and want chiropractic care at Scriven Chiropractic, you would need to pay out-of-pocket for your visits.

If you have a PPO insurance plan that covers out-of-network chiropractic care, you may be able to get reimbursed for your visits. We provide superbills, which are detailed receipts that you can submit to your insurance provider for potential reimbursement. While coverage varies, many PPO plans reimburse a portion of chiropractic expenses.

Steps to Seek Reimbursement:

Check with Your Insurance Provider – Contact your insurance company to ask about out-of-network chiropractic reimbursement, visit limits, and any deductible requirements.
Receive a Superbill from Us – After your visit, we’ll provide a superbill with all the necessary codes and details.
Submit the Superbill to Your Insurance – Send your superbill to your insurance company for processing and potential reimbursement.
Receive Reimbursement (if eligible) – If your plan provides out-of-network coverage, they may issue you a reimbursement check.

Why We Choose to Be a Cash-Based Practice

Being in-network with insurance companies often comes with limitations that can impact the quality of care a chiropractor is able to provide. Insurance plans typically dictate how many visits a patient is allowed, what treatments can be performed, and how much time can be spent with each patient. These restrictions can lead to a one-size-fits-all approach rather than personalized, comprehensive care. Many in-network providers are forced to see a high volume of patients in shorter appointment times to meet insurance reimbursement requirements, which can compromise the quality of treatment. By choosing to remain a cash-based practice, we ensure that each patient gets the individualized attention, treatment, and time they deserve without insurance-mandated constraints.

By operating outside of insurance networks, we can provide:

Personalized Care: No restrictions on the number of visits or types of treatment we can provide.
Transparent Pricing: Upfront costs without surprise bills or hidden fees.
More Time for You: No rushed appointments—just focused, hands-on care that gets results.

Book Your Appointment Today

Have questions about our pricing or how to use a superbill for PPO reimbursement? We’re happy to help! Contact Scriven Chiropractic today to start your journey to better movement and lasting relief.

Book an appointment and invest in your health today!